Use the safest way to pay on the Internet
Always pay online with a credit card. This way your transaction will be protected by the Fair Credit Billing Act. Under this law, you can dispute charges under certain circumstances and temporarily withhold payment while the creditor investigates them. An alternative way to pay is by using a third party like PayPalTM which prevents sellers from seeing your sensitive financial details and ensures a smooth transaction. Never send cash or money transfers under any circumstances.
Keep Detailed Records
Print out and date a copy of your online transactions including the product description, online receipt, the terms and conditions, warranties, company information, even confirming emails, and save them with your records of your purchase. Read your credit card statements as you receive them; be on the lookout for charges that you don’t recognize.
Protect Your Information
Never send financial information like your credit card, checking account or Social Security number by email. No one should ask for your personal information by email – not even your bank.
Inspect your purchase
Inspect your purchase carefully as soon as you receive it. If you discover a problem, contact the seller right away. Document in writing any problems you have, ask the seller for a repair or refund, and keep a copy of your correspondence.